Terms and Conditions
Terms of Use
Terms of use for the Onombongo financial management platform, rights, responsibilities, and service boundaries.
Last updated: September 22, 2026
1. Acceptance of Terms
By creating an account or accessing the Onombongo platform (https://www.onombongo.com), you agree to abide by these Terms of Use and our Privacy Policy.
If you do not agree with these terms, please do not register or use this service.
2. Nature of the Tool and Financial Disclaimer
Legal Notice and Financial Disclaimer
The Onombongo platform is a software system for budget tracking, income and expense aggregation, and personal financial management support.
- Not Financial Advice: this application is strictly organizational and instructional. Nothing in the system constitutes investment advice, financial planning consultation, or recommendations to trade financial assets.
- Simulations and projections: charts and reports reflect only the data provided by the user. Past metrics do not guarantee future financial performance.
- Sole User Responsibility: all economic decisions, budgeting choices, investments, or debts remain solely and sovereignly the user’s responsibility.
3. Intellectual Property and User License
The software architecture, visual interface, codebase, trademarks, and logos of the platform are intellectual property belonging to Nicolau Alfredo and the Onombongo project, protected by applicable copyright law.
License conditions:
- Granted license: users are granted a limited, revocable, non-exclusive, and non-transferable license to access the system for personal budgeting.
- Commercial restrictions: copying, decompiling, reverse engineering, reselling, or commercializing software assets without prior written consent is strictly prohibited.
4. Code of Conduct and Acceptable Use
When using the Onombongo application, you agree to:
- Safeguard the confidentiality of your authentication credentials and refrain from sharing them with third parties;
- Refrain from actions that could impair the stability, security, or availability of servers and APIs through attacks or unauthorized scans;
- Provide accurate, legitimate registration details when setting up or updating your account;
- Refrain from using the platform to store illegal data or engage in unlawful activities.
5. Ecosystem and External Links
The platform may include links to complementary components within the Onombongo ecosystem and external reference services:
- Onombongo Blog (blog.onombongo.com): financial literacy portal offering educational articles, operating editorially independent of the software application.
- Secure infrastructure: connectivity to technical cloud systems and authentication mechanisms satisfies strictly audited security standards.
- External services: third-party platforms accessed via outbound links remain subject to their respective terms and conditions.
6. Service Availability and Evolution
We deliver this application with diligent care for reliability. Nevertheless:
- We do not guarantee uninterrupted access free from short maintenance downtime or disruptions from upstream infrastructure providers;
- We assume no liability for losses arising from temporary outages or disruptions in the user’s local internet connection.
7. Updates to These Terms
We may revise these Terms of Use to reflect product improvements or statutory requirements. Revisions take effect on the date noted at the top of the page, and continued use of the platform represents full acceptance of updated terms.
8. Contact
For legal inquiries, support questions, or clarification regarding these Terms of Use, the point of contact is: